Technology: An adversary in the fight for 2% inflation

Published: October 30, 2017

It's been a generation since inflation last ravaged Australia, with costs for ordinary consumer goods rising on a seemingly daily basis. Indeed, in the wake of the global financial crisis, inflation in many countries has been lower than policymakers would like. Low inflation, it turns out, can be a problem too. Over time, declining or […]

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Think ahead about smart retiree spending and investing

Published: October 27, 2017

A common personal finance trap is to concentrate on saving and investing to finance our eventual retirement without thinking enough in advance about how to invest and spend that money in retirement. Given that we have so much going on in our lives long before retirement –such as our careers, dependent children, home mortgages and […]

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Five great charts on investing for income (or cash flow)

Published: October 24, 2017

The low interest rates of recent times along with periodic turmoil in investment markets has provided us with a reminder of the importance of the income (cash) flow or yield an investment provides. It’s particularly important for those relying on investment income to fund their living expenses. As with all investment topics, investing for income […]

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Estate planning: what’s involved?

Published: October 16, 2017

Make sure you and your money are well looked after. Estate planning is not just about making a will. It’s about deciding how you want to be looked after (both medically and financially), if you can’t make your own decisions later in life. It’s also about documenting how you want your assets to be distributed […]

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Where do different generations invest their money?

Published: October 16, 2017

An Australian study could reveal some surprises when it comes to the investment preferences of both young and old. If you thought cash savings or investment property were the most popular retail investment choices among Aussies, a recent study by the Australian Securities Exchange (ASX) revealed that it was in fact shares, along with other on-exchange investments*1. The […]

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The anatomy of a successful commercial property investment

Published: October 12, 2017

The AMP Capital Wholesale Australian Property Fund recently bought Stage 1 of the Connect Corporate Centre in Mascot, Sydney, a sleek, brand-new building close to the Sydney CBD valued at $43.6 million.  What made the building so attractive? For a start, it has a list of blue-chip tenants that will deliver reliable income, but also […]

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How to make better investment decisions

Published: October 10, 2017

We tend to take shortcuts when making numerous decisions in our lives, such as choosing a restaurant or when buying a new car. But don't take shortcuts with investment decisions. As a recent Vanguard research paper* observes, a common decision-making shortcut is to use a rating system based on the assumption that past performance will […]

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Why you should have an emergency fund

Published: October 9, 2017

When you're faced with unexpected expenses, having emergency cash set aside can make all the difference. Could a relatively minor event—such as an unexpected filling, visit to the vet, broken phone, faulty home appliance or busted car tyre—leave you financially stranded? If you answered yes, you’re not alone. One in five Australians don’t have enough […]

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