Do I have to downsize my home when I retire?

Published: July 31, 2017

So maybe you’re nearing retirement and thinking about selling the family home to free up some cash for the future. Or perhaps you’ve already retired and are considering downsizing to buy a more manageable property. Of course, there may be benefits of moving to a smaller place. You might be able to reduce or pay […]

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Making the most of flying solo in retirement

Published: July 28, 2017

Getting out and about is important in retirement, especially when you lose the social aspect of working. But what if there’s just you, and it means going to the theatre alone, dining at a table for one or travelling solo? Society tells us these types of activities can only be enjoyed with a companion. But […]

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You’ve finally paid off your home loan. Now what?

Published: July 28, 2017

You’re down to zero on your home loan? Congratulations! You’ve finally done what many people dream of. But while the goal of paying off your home loan is a common one, it’s important to work out a smart plan for how to use the money that used to go to your lender. Your first instinct […]

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A vital SMSF question: A corporate trustee or individual trustees?

Published: July 24, 2017

A self-managed super statistic that doesn't seem to change much over the years is the strong preference of new SMSFs for individual trustees rather than a corporate trustee. The latest-available tax office statistics on SMSF trustee arrangements show that 93 per cent of SMSFs established in 2015-16 had individual trustees – a percentage that has […]

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Why grey mortgage debt is rising

Published: July 21, 2017

A mix of low interest rates, high housing prices and waves of baby boomers nearing or already in retirement is increasing Australia's levels of grey mortgage debt. Greater longevity would also have made some of us more comfortable about carrying debt into older ages than in the past. Ideally, we would enter retirement with our […]

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The risks of trying to pick future winning stocks

Published: July 17, 2017

It's tough for both professional and personal stock pickers to consistently beat or at least match the market.   But maybe many investors don't recognise just how tough it is for stock pickers to succeed. Recent research by a US academic underlines that pickers of individual stocks typically have a minimal chance of achieving a […]

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Compare principal & interest and interest-only home loans

Published: July 13, 2017

Are you looking for a home loan to buy your first home, update your current one or as an investment in retirement? Are you confused by all the jargon and what type of home loan is right for you? We delve into two of the most popular home loans: principal and interest and interest-only. What […]

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What’s your most important asset?

Published: July 10, 2017

When it comes to insurance, many people adopt a ‘she’ll be right’ attitude, but looking at the statistics, there’s more chance of something going wrong than you might think.   Research has found that one in five families will be impacted by death, a serious accident or illness that leaves a parent unable to work, […]

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Is working part-time right for you?

Published: July 7, 2017

Did you know almost one-third of workers in Australia work part-time1 and that Australia has one of the highest rates of part-time employment in the world2? Perhaps you’re returning to work after having a baby, reducing your work days ahead of retirement, want to free up some time to pursue a passion, return to study […]

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Your options in aged care explained

Published: July 3, 2017

It’s possible that in the future you, or someone close to you, may need some form of care or daily living assistance. With lots of information to sift through and the conversation sometimes a tricky one to approach, we’ve pulled together some information to make navigating aged care an easier process. The current state of […]

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